Baccarat is a card game with different versions with unknown roots, showed up in the 19th century in France. The most famous version is Baccarat Punto Banco next to Baccarat Chemin De Fer and Baccarat Banque. Punto Banco Baccarat has a strict game structure, in which no skills by the Player are needed and the final result appears directly. On the other hand at Baccarat Chemin De Fer, moniker Chemmy, and Baccarat Banque the Player may use some strategy and gambling skills.

#### General rules

The Cards, which get dealt by a Dealer, equal the number which is shown with the attribute that face cards count as 0 and the ace as 1. The game is based on the modulo 10 (mod 10) counting system, in which all digits above of 9 take the last physical digit as its result.

Example: 3 equals 3, 13 leads to the result 3, 20 leads to the result of 0. The highest result at Baccarat is 9.

The term Baccarat gets just used, when the final result is 0 on both sides.

There are general static rules for each version of Baccarat when an additional card has to be drawn. The Player’s side and the Banker’s side have to follow these rules, there are small differences within each version, but the general rules are the following.

#### Rule for both parties

• Any total result of 8 or 9 is a natural final result and both results get compared.

*If the result is 7 or lower the specific static rules come into action, Player first then Banker.*

#### Rule for the Player

• Any result below 6 makes the Player drawing a third card. At the result of 6 or 7 the Player has to stand.

#### Rule for the Banker

• The Banker follows the same rule as the Player regarding hitting a third card.

• The Banker will hit a third card on 2 or less.

• The Banker will hit a third card at the result 3, just if the Player’s result is not 8.

• The Banker will hit a third card on 4, if Player’s result is 2 or 3 or 4 or 5 or 6 or 7.

• The Banker will hit a third card on 5, if Player’s result is 4 or 5 or 6 or 7.

• The Banker will hit a third card on 6, just if Player’s result is 6 or 7.